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How to open Bmo Harris Bank Checking accountChecking accounts give you easy access to your money and are great for managing expenses. Choose from our no-fee or low-fee options. All the perks and tools you need to manage your business � Per statement period, get free transactions footnote 11 and deposit up to $2, in cash with no. Free. For deposits, withdrawals, transfers or balance inquiries. All transactions may not be available at all BMO. ATMs or at Participating ATMs. Non-BMO ATM.