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BMO Field - Toronto FC - The World Stadium TourThis fall, overdraft fees will be reduced to $15 per occurrence. These changes apply to both consumer and small business banking accounts. "Our. A non-sufficient fund (NSF) fee is charged when your account becomes overdrawn. Canada's Big Six banks typically charge between $45 to $ Good News! We do not charge an Overdraft Fee if your account is overdrawn by $50 or less at the close of the Business Day.