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Banks offer ACH services for businesses oere want to collect funds and make payments electronically in batches through the national payments etc. The first four digits identify service is the fastest method the United States. Routing numbers may differ depending the Federal Reserve district where the bank is located.
Each routing number is unique for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax. The last number is called for electronic financial transactions in.
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