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Buying a Car - H.I.R.E.'s Financial Series with BMO BankHow can I pay my BMO Harris Bank bill? You can visit here to pay them directly, or pay through doxo via Apple Pay, debit card, bank account or credit card. BMO. Express Loan Pay. Please Start Express Loan Pay Again. Because your Express Loan Pay session has been idle for an extended period of time, your payment. The same day processing cut off time for BMO Express Loan Pay is 10pm (C.T). Payments made after this cut off time will be processed the following business day.