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All about the BMO Rewards program - Points Earn and BurnEligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees. following: (i) a BMO MasterCard, (ii) a Card Carrier (iii) a BMO Cardholder. Agreement and (iv) a Cardholder Manual;. All relevant versions of BMO Card Carriers. Your BMO cardholder agreement. We appreciate you choosing a BMO credit card. This agreement is between you and us in relation to your account and card.