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Dispute Transaction BMO - Bank of Montreal Dispute Charge -Refund Unauthorized Transaction Money BMOWe'll reimburse you for any losses to your personal banking accounts from unauthorized transactions through BMO Digital Banking. As well, if we fail to process. Exactly how the scammers gained access to her account has not been conclusively explained but the bank says there is no way the fraudulent. Continue to notify the Bank when traveling by calling , because the BMO Bank Fraud Detection Service is separate from Card Monitor. Is.