Pre approved line of credit

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A pre-approved line of credit is a type of loan which lets you borrow money up to a pre-set limit. You do not have to spend the money on anything particular. This comprehensive guide dives deep into the world of pre-approved lines of credit in Canada. We'll explore how they work, their advantages and disadvantages. A line of credit (LOC) is a preset borrowing limit offered by banks and financial institutions to their personal and business customers.