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Open BMO Bank Account Online - Bank Of Montreal Sign Up best.mortgage-southampton.comGrow your savings with our high-yield online-only CD s. No minimum balance. $0 minimum opening deposit. 6 available fixed terms (6 months to 60 months). CD rates and terms vary for balances above $, BMO CDs carry a $1, minimum deposit requirement. Interest on BMO CDs is compounded daily and credited. BMO Bank, formerly BMO Harris, offers several options for those BMO CD Specials. BMO CD Specials. 13 APY: %; 25 APY: %; 35 APY.