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Vanguard Retirement Expense Worksheet vs Retirement Budget CalculatorRetirement Expense Worksheet. As you plan for your retirement, it is critical to consider your current expenses as well as your future expenses. As you use. Retirement Budget Worksheet. This worksheet is a tool to assist you in your retirement planning. It does not constitute financial advice from the University. A. Housing. Monthly cost Retirement cost. F. Pets. Monthly cost Retirement cost. Mortgage/Rent. Veterinary fees. Condominium Fees. Shots. Electricity.