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?? BMO Savings Amplifier Account Review: Pros and Cons UnveiledThe Total Promotional Rate calculation is comprised of the Bank's posted interest rate of % plus a promotional rate of %. Interest is. The BMO Savings Builder interest rate is %, which earns you $1 for every $10, you deposit. If you're interested in earning a higher rate. The BMO Savings Builder account currently earns % APY, while the BMO Alto Online Savings account currently earns % APY. Rates can change at any time, so.