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6 High Yield Savings Accounts to Build Wealth in 2024Pibank Savings offers the highest-yield savings account rate nationally. This account pays % APY, has a $0 minimum opening deposit, and no monthly service. Many banks now offer high-yield savings accounts with rates above %. That's far above the average rate of a traditional savings account: currently %. The average return on a high-yield savings account right now ranges from 4% APY to 5% APY, with those rates offered by online-only banks.
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