The circles merge into one to represent debt consolidation. Want more information? All rights reserved. Benefits of using home equity.
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Read MorePrograms, rates, terms and conditions are subject to change without notice. Before taking out a home equity loan to consolidate your debts, talk to a qualified credit counselor to help you weigh your options. If you cannot pay back the HEL, the lender could foreclose on your home. Most banks, including Bank of America, use the U. If a HELOC sounds right for you, get started today by giving us a call, visiting a financial center, or applying online at bankofamerica. See how to get cash back when refinancing your home.